Your pre-approval process, simplified.
AI-Powered tool for mortgage professionals.
Instant. Accurate. Scalable.
The Problem
Manual processing and complex income scenarios slow down great brokers and LOs.
Our Solution
FinQuantum AI collects, validates all documents, and prepares a submission-ready file.
INPUTS
Loan Application1003
Bank StatementsLast 2 Months
Pay StubsLast 30 Days
Credit ReportTri-merge
MANUAL PROCESS — "HUMAN AS THE GLUE" FINQUANTUM AI LAYER
FQ
✕Chasing bank statementDay 3
!Re-keying 1003 into LOSManual
✕Credit report expiredRe-pull
!Income calc in spreadsheetV4_final(2).xlsx
!Pre-approval letterStill drafting
✕Chasing bank statementDay 3
!Re-keying 1003 into LOSManual
✕Credit report expiredRe-pull
!Income calc in spreadsheetV4_final(2).xlsx
!Pre-approval letterStill drafting
✓Credit Pulled582
✓Income Complete$11,666
!Missing Statement1 Item
✓Eligible$482,500
✓Package GeneratedReady
✓Credit Pulled582
✓Income Complete$11,666
!Missing Statement1 Item
✓Eligible$482,500
✓Package GeneratedReady
OUTPUT
FQ FinQuantum
PRE-APPROVAL LETTER
…✓
Pre-Approval Letter
Somewhere between the inbox, the LOs, and a spreadsheet.
Borrower
John Smith
John Smith
Loan Amount
TBD
TBD
Pre-Approval Letter
Client-ready and professionally formatted.
Borrower
John Smith
John Smith
Loan Amount
$482,500
$482,500
Built for mortgage front-line runners.
Conventional Loans
Fast, accurate analysis for everyday lending.
Non-QM Loans*
*Coming late 2026.
Loan Officers
Underwriters
Brokers
How do Brokers and LOs control AI proposals?
DOCUMENT REVIEW
File Type
Pay Stub
AI Suggestion
Reject
AI Rejection Reasons
- Employee name does not match registered applicant
- Document date is outside acceptable range
BROKER DECISION
CALCULATED RESULT
Verified Monthly Income
$11,666.68
YTD Monthly Income
$11,446
Pre-Approval
Up to $482,500
“FinQuantum saves us hours per loan file. I can issue a clean pre-approval letter in under 10 minutes.”
— Seth C. Sr. Loan Officer, CA
