YOUR PRE-APPROVAL PROCESS SIMPLIFIED
AI-Powered tool for mortgage professionals.
Instant. Accurate. Scalable.
The Problem
Manual processing and complex income scenarios slow down great brokers and LOs.
Our Solution
INPUTS
Loan Application1003
Bank StatementsLast 2 Months
Pay StubsLast 30 Days
Credit ReportTri-merge
MANUAL PROCESS — "HUMAN AS THE GLUE" FINQUANTUM AI LAYER
FQ
✕Chasing bank statementDay 3
!Re-keying 1003 into LOSManual
✕Credit report expiredRe-pull
!Income calc in spreadsheetV4_final(2).xlsx
!Pre-approval letterStill drafting
✕Chasing bank statementDay 3
!Re-keying 1003 into LOSManual
✕Credit report expiredRe-pull
!Income calc in spreadsheetV4_final(2).xlsx
!Pre-approval letterStill drafting
✓Credit Pulled582
✓Income Complete$11,666
!Missing Statement1 Item
✓Eligible$482,500
✓Package GeneratedReady
✓Credit Pulled582
✓Income Complete$11,666
!Missing Statement1 Item
✓Eligible$482,500
✓Package GeneratedReady
OUTPUT
FQ FinQuantum
PRE-APPROVAL LETTER
…✓
Pre-Approval Letter
Somewhere between the inbox, the LOs, and a spreadsheet.
Borrower
John Smith
John Smith
Loan Amount
TBD
TBD
Pre-Approval Letter
Client-ready and professionally formatted.
Borrower
John Smith
John Smith
Loan Amount
$482,500
$482,500
FinQuantum AI collects, validates all documents, and prepares a submission-ready file.
Brokers
Loan Officers
Underwriters
Brokers
Loan Officers
Underwriters
Brokers
Loan Officers
Underwriters
Conventional Loans
Non-QM*
*Available late 2026
Built for mortgage front-line runners.
How do Brokers and LOs control AI proposals?
DOCUMENT REVIEW
File Type
Pay Stub
AI Suggestion
Reject
AI Rejection Reasons
- Employee name does not match registered applicant
- Document date is outside acceptable range
BROKER DECISION
CALCULATED RESULT
Verified Monthly Income
$11,666.68
YTD Monthly Income
$11,446
Pre-Approval
Up to $482,500
“FinQuantum saves us hours per loan file. I can issue a clean pre-approval letter in under 10 minutes.”
— Seth C. Sr. Loan Officer, CA
