YOUR PRE-APPROVAL PROCESS SIMPLIFIED

AI-Powered tool for mortgage professionals.
Instant. Accurate. Scalable.

The Problem


Manual processing and complex income scenarios slow down great brokers and LOs.

Our Solution


INPUTS

Loan Application1003
Bank StatementsLast 2 Months
Pay StubsLast 30 Days
Credit ReportTri-merge

MANUAL PROCESS — "HUMAN AS THE GLUE" FINQUANTUM AI LAYER

FQ
Chasing bank statementDay 3
!Re-keying 1003 into LOSManual
Credit report expiredRe-pull
!Income calc in spreadsheetV4_final(2).xlsx
!Pre-approval letterStill drafting
Chasing bank statementDay 3
!Re-keying 1003 into LOSManual
Credit report expiredRe-pull
!Income calc in spreadsheetV4_final(2).xlsx
!Pre-approval letterStill drafting
Credit Pulled582
Income Complete$11,666
!Missing Statement1 Item
Eligible$482,500
Package GeneratedReady
Credit Pulled582
Income Complete$11,666
!Missing Statement1 Item
Eligible$482,500
Package GeneratedReady

OUTPUT

FQ FinQuantum

PRE-APPROVAL LETTER

Pre-Approval Letter

Somewhere between the inbox, the LOs, and a spreadsheet.

Borrower
John Smith
Loan Amount
TBD
2–3 days of back-and-forth

Pre-Approval Letter

Client-ready and professionally formatted.

Borrower
John Smith
Loan Amount
$482,500
✓ Ready to send

FinQuantum AI collects, validates all documents, and prepares a submission-ready file.

Conventional Loans Non-QM* *Available late 2026

Built for mortgage front-line runners.

How do Brokers and LOs control AI proposals?

DOCUMENT REVIEW

File Type Pay Stub
AI Suggestion Reject

AI Rejection Reasons

  1. Employee name does not match registered applicant
  2. Document date is outside acceptable range

BROKER DECISION

CALCULATED RESULT

Verified Monthly Income
$11,666.68
YTD Monthly Income
$11,446
Pre-Approval
Up to $482,500

“FinQuantum saves us hours per loan file. I can issue a clean pre-approval letter in under 10 minutes.”

— Seth C. Sr. Loan Officer, CA